:root {
      --ink: #003447;
      --teal: #2a8e9e;
      --mist: #e9f2f4;
      --charcoal: #1d1f20;
      --white: #ffffff;
      --line: rgba(0, 52, 71, .13);
      --muted: #55717a;
      --shadow: 0 24px 70px rgba(0, 52, 71, .10);
      --radius-lg: 28px;
      --radius-md: 18px;
      --radius-sm: 12px;
      --container: 1160px;
    }

    * { box-sizing: border-box; }
    html { scroll-behavior: smooth; }
    body {
      margin: 0;
      background: var(--white);
      color: var(--ink);
      font-family: Helvetica, Arial, sans-serif;
      -webkit-font-smoothing: antialiased;
    }
    body, button, a { font-family: inherit; }
    a { color: inherit; text-decoration: none; }
    button { border: 0; cursor: pointer; }
    :focus-visible { outline: 3px solid rgba(42, 142, 158, .6); outline-offset: 4px; }
    .container { width: min(var(--container), calc(100% - 48px)); margin-inline: auto; }
    .eyebrow {
      display: inline-flex; align-items: center; gap: 8px;
      color: var(--teal); font-size: 11px; font-weight: 700;
      letter-spacing: .16em; text-transform: uppercase;
    }
    .eyebrow::before { content: ''; width: 18px; height: 2px; background: currentColor; }
    .muted { color: var(--muted); }
    .button {
      display: inline-flex; align-items: center; justify-content: center; gap: 9px;
      min-height: 46px; padding: 0 20px; border-radius: 999px;
      font-size: 14px; font-weight: 700; transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
    }
    .button:hover { transform: translateY(-2px); }
    .button.primary { background: var(--teal); color: var(--white); box-shadow: 0 9px 22px rgba(42,142,158,.2); }
    .button.primary:hover { background: var(--ink); box-shadow: 0 12px 26px rgba(0,52,71,.2); }
    .button.secondary { background: var(--white); color: var(--ink); border: 1px solid var(--line); }
    .button.secondary:hover { background: var(--mist); border-color: rgba(42,142,158,.35); }
    .button.dark { background: var(--ink); color: var(--white); }
    .button.dark:hover { background: var(--charcoal); }
    .arrow { font-size: 17px; line-height: 0; }

    /* Header */
    .site-header { position: sticky; z-index: 20; top: 0; border-bottom: 1px solid transparent; transition: background .2s, border-color .2s, box-shadow .2s; }
    .site-header.scrolled { background: rgba(255,255,255,.9); border-color: var(--line); box-shadow: 0 10px 35px rgba(0,52,71,.06); backdrop-filter: blur(14px); }
    .nav { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
    .brand { display: inline-flex; align-items: center; gap: 10px; font-size: 17px; font-weight: 800; letter-spacing: -.04em; white-space: nowrap; }
    .brand-mark { position: relative; width: 26px; height: 26px; overflow: hidden; border-radius: 8px; background: var(--teal); }
    .brand-mark::before, .brand-mark::after { content: ''; position: absolute; background: var(--white); border-radius: 99px; transform: rotate(45deg); }
    .brand-mark::before { width: 7px; height: 30px; left: 7px; top: -3px; }
    .brand-mark::after { width: 7px; height: 21px; right: 4px; top: -4px; opacity: .55; }
    .nav-links { display: flex; align-items: center; gap: 30px; margin-left: auto; margin-right: 16px; }
    .nav-links a { color: var(--muted); font-size: 13px; transition: color .2s; }
    .nav-links a:hover { color: var(--ink); }
    .nav-actions { display: flex; align-items: center; gap: 10px; }
    .nav-actions .button { min-height: 39px; padding-inline: 17px; font-size: 13px; }
    .menu-toggle { display: none; background: transparent; color: var(--ink); font-size: 24px; padding: 4px; }

    /* Hero */
    .hero-wrap { overflow: hidden; background: var(--mist); }
    .hero { position: relative; display: grid; grid-template-columns: 1fr .9fr; align-items: center; gap: 70px; min-height: 610px; padding-block: 76px 92px; }
    .hero::after { content: ''; position: absolute; width: 620px; height: 620px; right: -260px; top: -230px; border: 1px solid rgba(42,142,158,.16); border-radius: 50%; box-shadow: 0 0 0 44px rgba(42,142,158,.04), 0 0 0 88px rgba(42,142,158,.03); pointer-events: none; }
    .hero-copy { position: relative; z-index: 1; max-width: 590px; animation: rise .7s both; }
    .hero h1 { margin: 22px 0 22px; max-width: 610px; color: var(--ink); font-size: clamp(45px, 6vw, 76px); font-weight: 700; line-height: .98; letter-spacing: -.065em; }
    .hero h1 em { color: var(--teal); font-style: normal; }
    .hero-lede { max-width: 500px; margin: 0; color: var(--muted); font-size: 17px; line-height: 1.65; }
    .hero-actions { display: flex; align-items: center; gap: 19px; margin-top: 32px; }
    .text-link { display: inline-flex; align-items: center; gap: 7px; color: var(--ink); font-size: 14px; font-weight: 700; }
    .text-link:hover { color: var(--teal); }
    .hero-note { display: flex; align-items: center; gap: 10px; margin-top: 34px; color: var(--muted); font-size: 12px; }
    .note-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 5px rgba(42,142,158,.12); }
    .hero-visual { position: relative; z-index: 1; min-height: 430px; animation: rise .7s .12s both; }
    .ledger-card { position: absolute; inset: 22px 0 auto 0; width: min(100%, 450px); margin-inline: auto; padding: 25px; border: 1px solid rgba(0,52,71,.08); border-radius: var(--radius-lg); background: rgba(255,255,255,.92); box-shadow: 0 24px 60px rgba(0,52,71,.12); transform: rotate(-4deg); }
    .ledger-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 28px; }
    .ledger-title { display: flex; align-items: center; gap: 10px; font-size: 13px; font-weight: 700; }
    .mini-mark { display: grid; width: 29px; height: 29px; place-items: center; border-radius: 9px; background: var(--mist); color: var(--teal); font-size: 13px; font-weight: 800; }
    .period { color: var(--muted); font-size: 11px; }
    .balance-label { color: var(--muted); font-size: 11px; }
    .balance { margin: 7px 0 23px; font-size: 35px; font-weight: 700; letter-spacing: -.05em; }
    .balance span { margin-left: 7px; color: var(--teal); font-size: 12px; font-weight: 700; letter-spacing: 0; }
    .chart { position: relative; height: 120px; overflow: hidden; border-bottom: 1px solid var(--line); }
    .chart::before { content: ''; position: absolute; inset: 20px 0 20px; background: repeating-linear-gradient(to bottom, transparent 0 28px, rgba(0,52,71,.08) 29px 30px); }
    .chart svg { position: absolute; inset: 0; width: 100%; height: 100%; }
    .ledger-footer { display: flex; justify-content: space-between; margin-top: 18px; color: var(--muted); font-size: 11px; }
    .ledger-footer strong { color: var(--ink); }
    .orbit { position: absolute; display: grid; place-items: center; border-radius: 50%; background: var(--white); box-shadow: 0 15px 32px rgba(0,52,71,.12); }
    .orbit.one { right: 0; top: 3px; width: 74px; height: 74px; color: var(--teal); font-size: 27px; transform: rotate(4deg); }
    .orbit.two { left: 0; bottom: 15px; width: 92px; height: 92px; padding: 14px; color: var(--ink); font-size: 10px; line-height: 1.35; text-align: center; transform: rotate(4deg); }
    .orbit.two strong { display: block; font-size: 21px; }

    /* Shared sections */
    .section { padding-block: 118px; }
    .section-heading { max-width: 650px; margin-bottom: 42px; }
    .section-heading.center { margin-inline: auto; text-align: center; }
    .section-heading.center .eyebrow { justify-content: center; }
    h2 { margin: 16px 0 15px; font-size: clamp(33px, 4vw, 49px); line-height: 1.03; letter-spacing: -.055em; }
    .section-heading p { max-width: 530px; margin: 0; color: var(--muted); font-size: 16px; line-height: 1.65; }
    .center p { margin-inline: auto; }

    /* Features */
    .features-section { position: relative; padding-top: 0; margin-top: -57px; }
    .feature-panel { position: relative; z-index: 2; display: grid; grid-template-columns: .9fr 1.5fr; gap: 52px; padding: 47px 51px; border-radius: var(--radius-lg); background: var(--white); box-shadow: var(--shadow); }
    .feature-panel h2 { margin-top: 15px; font-size: clamp(29px, 3vw, 40px); }
    .feature-intro p { margin: 21px 0 0; color: var(--muted); font-size: 14px; line-height: 1.65; }
    .feature-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 21px; }
    .feature { padding-top: 3px; }
    .feature-icon { display: grid; width: 39px; height: 39px; place-items: center; margin-bottom: 23px; border-radius: 11px; background: var(--mist); color: var(--teal); font-size: 18px; }
    .feature h3 { margin: 0 0 10px; font-size: 16px; letter-spacing: -.02em; }
    .feature p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.6; }

    /* Benefits */
    .benefits { background: var(--white); }
    .benefit-layout { display: grid; grid-template-columns: 1fr 1.25fr; gap: 17px; }
    .benefit-card { min-height: 220px; padding: 32px; border-radius: var(--radius-md); background: var(--mist); }
    .benefit-card h3 { margin: 0; font-size: 17px; letter-spacing: -.025em; }
    .benefit-card p { max-width: 230px; margin: 13px 0 0; color: var(--muted); font-size: 13px; line-height: 1.55; }
    .benefit-card.tall { grid-row: span 2; display: flex; flex-direction: column; justify-content: space-between; min-height: 457px; background: var(--ink); color: var(--white); }
    .benefit-card.tall p { color: rgba(255,255,255,.67); }
    .big-stat { color: var(--teal); font-size: clamp(55px, 7vw, 86px); font-weight: 700; line-height: .9; letter-spacing: -.07em; }
    .big-stat small { display: block; margin-top: 15px; color: var(--white); font-size: 13px; font-weight: 400; letter-spacing: 0; line-height: 1.35; }
    .transfer { display: flex; align-items: center; justify-content: space-between; gap: 20px; }
    .transfer-visual { display: flex; align-items: center; gap: 13px; margin-top: 30px; }
    .transfer-node { display: grid; width: 43px; height: 43px; place-items: center; border-radius: 13px; background: var(--teal); color: var(--white); font-weight: 800; }
    .transfer-node.dark { background: var(--ink); }
    .transfer-arrow { color: var(--teal); font-size: 25px; }
    .chart-card { grid-column: 2; display: flex; justify-content: space-between; gap: 20px; min-height: 220px; background: #f6fafb; }
    .chart-copy { flex: 0 0 35%; }
    .chart-copy p { margin-top: 17px; }
    .bar-chart { align-self: end; width: 56%; height: 140px; }
    .bar-chart svg { width: 100%; height: 100%; }

    /* Process */
    .process { background: var(--ink); color: var(--white); }
    .process .eyebrow { color: #7dc5cd; }
    .process .section-heading p { color: rgba(255,255,255,.62); }
    .process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; }
    .process-step { min-height: 210px; padding: 26px; border: 1px solid rgba(255,255,255,.1); border-radius: var(--radius-sm); background: rgba(255,255,255,.05); }
    .step-number { color: #7dc5cd; font-size: 37px; font-weight: 700; letter-spacing: -.08em; }
    .process-step h3 { margin: 28px 0 10px; font-size: 16px; }
    .process-step p { margin: 0; color: rgba(255,255,255,.61); font-size: 12px; line-height: 1.6; }

    /* Metrics and plans */
    .metrics { padding-bottom: 70px; }
    .metric-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 25px; max-width: 730px; margin: 49px auto 0; text-align: center; }
    .metric { padding: 0 20px; border-right: 1px solid var(--line); }
    .metric:last-child { border-right: 0; }
    .metric strong { display: block; color: var(--ink); font-size: 46px; letter-spacing: -.07em; }
    .metric span { color: var(--muted); font-size: 12px; }
    .plans { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; max-width: 880px; margin: 70px auto 0; }
    .plan { position: relative; overflow: hidden; min-height: 192px; padding: 31px; border-radius: var(--radius-md); background: var(--mist); }
    .plan h3 { margin: 0 0 48px; font-size: 21px; }
    .plan-price { display: flex; align-items: end; justify-content: space-between; gap: 10px; }
    .plan-price span { color: var(--muted); font-size: 13px; }
    .plan-arrow { font-size: 23px; }
    .plan.premium { background: var(--teal); color: var(--white); }
    .plan.premium::after { content: ''; position: absolute; width: 280px; height: 280px; right: -80px; top: -145px; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; box-shadow: 0 0 0 30px rgba(255,255,255,.07), 0 0 0 60px rgba(255,255,255,.05); }
    .plan.premium .plan-price span { color: rgba(255,255,255,.78); }
    .plan.premium .plan-arrow { position: relative; z-index: 1; }

    /* CTA / footer */
    .plans-heading { margin-top: 88px; margin-bottom: 0; }
    .cta { padding-block: 52px 112px; }
    .cta-card { display: flex; align-items: center; justify-content: space-between; gap: 35px; padding: 43px 49px; border-radius: var(--radius-lg); background: var(--ink); color: var(--white); }
    .cta-card .eyebrow { color: #7dc5cd; }
    .cta-card h2 { max-width: 570px; margin: 16px 0 0; font-size: clamp(30px, 4vw, 44px); }
    .cta-actions { display: flex; flex-shrink: 0; gap: 10px; }
    .cta .button.secondary { border-color: rgba(255,255,255,.2); background: transparent; color: var(--white); }
    .cta .button.secondary:hover { background: rgba(255,255,255,.1); }
    footer { padding: 0 0 30px; background: var(--mist); }
    .footer-main { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr) .8fr; gap: 30px; padding-block: 59px 50px; }
    .footer-brand p { max-width: 220px; margin: 20px 0 0; color: var(--muted); font-size: 12px; line-height: 1.6; }
    .footer-column h3 { margin: 2px 0 17px; font-size: 12px; }
    .footer-column a { display: block; width: max-content; margin: 0 0 11px; color: var(--muted); font-size: 12px; }
    .footer-column a:hover { color: var(--ink); }
    .socials { display: flex; gap: 8px; }
    .socials a { display: grid; width: 27px; height: 27px; place-items: center; margin: 0; border: 1px solid var(--line); border-radius: 50%; color: var(--ink); font-size: 11px; font-weight: 700; }
    .footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 20px; border-top: 1px solid var(--line); color: var(--muted); font-size: 11px; }

    @keyframes rise { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }
    @media (prefers-reduced-motion: reduce) { *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; transition-duration: .01ms !important; } }
    @media (max-width: 900px) {
      .hero { grid-template-columns: 1fr; gap: 30px; padding-block: 70px 90px; }
      .hero-copy { max-width: 680px; }
      .hero-visual { width: min(100%, 510px); margin-inline: auto; }
      .feature-panel { grid-template-columns: 1fr; gap: 35px; }
      .footer-main { grid-template-columns: 1.5fr repeat(2, 1fr); }
      .footer-column:last-child { grid-column: 3; }
    }
    @media (max-width: 700px) {
      .container { width: min(var(--container), calc(100% - 34px)); }
      .nav { min-height: 69px; }
      .menu-toggle { display: block; }
      .nav-links, .nav-actions .secondary { display: none; }
      .nav-actions { margin-left: auto; }
      .nav-actions .button { min-height: 38px; padding-inline: 14px; }
      .nav.open { flex-wrap: wrap; padding-bottom: 15px; }
      .nav.open .nav-links { display: flex; order: 5; width: 100%; flex-direction: column; align-items: flex-start; gap: 19px; margin: 5px 0 0; padding-top: 20px; border-top: 1px solid var(--line); }
      .nav.open .nav-links a { font-size: 14px; }
      .hero { min-height: 0; padding-block: 62px 77px; }
      .hero h1 { font-size: clamp(43px, 14vw, 68px); }
      .hero-lede { font-size: 16px; }
      .hero-actions { align-items: flex-start; flex-direction: column; }
      .hero-visual { min-height: 350px; transform: scale(.9); transform-origin: top center; margin-bottom: -32px; }
      .ledger-card { inset: 10px 0 auto; }
      .section { padding-block: 84px; }
      .features-section { margin-top: -38px; padding-bottom: 25px; }
      .feature-panel { padding: 31px 25px; border-radius: 21px; }
      .feature-grid, .process-grid { grid-template-columns: 1fr; }
      .benefit-layout { grid-template-columns: 1fr; }
      .benefit-card.tall { grid-row: auto; min-height: 320px; }
      .chart-card { grid-column: auto; flex-direction: column; }
      .chart-copy { flex-basis: auto; }
      .bar-chart { width: 100%; height: 130px; }
      .process-step { min-height: 180px; }
      .metric-grid { gap: 0; margin-top: 38px; }
      .metric { padding: 0 9px; }
      .metric strong { font-size: 34px; }
      .metric span { font-size: 10px; }
      .plans { grid-template-columns: 1fr; margin-top: 49px; }
      .cta { padding-block: 22px 84px; }
      .cta-card { align-items: flex-start; flex-direction: column; padding: 31px 25px; border-radius: 21px; }
      .cta-actions { flex-wrap: wrap; }
      .footer-main { grid-template-columns: 1fr 1fr; gap: 36px 18px; padding-block: 47px 37px; }
      .footer-brand { grid-column: span 2; }
      .footer-column:last-child { grid-column: auto; }
      .footer-bottom { align-items: flex-start; flex-direction: column; }
    }